Pawn Your Jewellery in London

Loans Against Fine Jewellery

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Are you thinking of taking a loan on your Fine Jewellery?

If you consider to pawn your fine jewellery, at New Bond Street Pawnbrokers, we operate with the utmost discretion throughout the entire process of lending against diamond rings, necklaces, bracelets, earrings and others.

With 30 years of Mayfair, Central London pawnbroking presence, we believe we can release the full potential loan value of your jewellery when pawning it with us.

What sets us apart is our in-house expert, multi-award-winning pawnbroking team of appraisers who can assess your assets professionally, understand their true value, and provide accurate loan offers against any piece of luxury jewellery, including diamond rings, necklaces, bracelets or earrings. David Sonnenthal, resident expert appraiser for the beloved Channel 4 “Four Rooms” TV show leads our team of in-house loan experts on diamonds jewellery.

Loans Against Fine Jewellery




With over 30 years of experience of lending against fine jewellery, pearls, diamonds and precious stones the team at New Bond Street Pawnbrokers can help you secure immediate access to the high capital value of your piece of jewellery or collection.

From art nouveau pieces by Van Cleef and Arpels to modern Cartier, our award-winning London pawnbrokers can advise on pawning against all types of modern, vintage and antique jewellery, from rings, necklaces, earrings, bracelets, to other pieces. The gemstones we loan against and appraise include diamond, ruby, sapphire, emerald and tanzanite.

Our professional resident jewellery experts and gemmological specialist advisors are all GIA trained to assess, evaluate and release funds on all types of fine jewellery, as well as loose or mounted stones. All our valuations and appraisals are objective, accurate and made on the current market sale value at auction houses.




When appraising jewellery and precious stones before lending against it, the New Bond Street Pawnbrokers loans team takes the following into account:


Brand or manufacturer is naturally very important when pawning your diamond jewellery, along with whether the jewellery piece you will borrow funds against bears a signature. Among many others, we will consider lending on pieces from classic and contemporary jewellery houses such as: Boodles, Graff, Bvlgari, Van Cleef and Arpel, Cartier, Tiffany and Co., Shaun Leane, Stephen Webster, Boucheron, Buccellati, Chaumet and Lalique.


Customers can pawn many styles of fine jewellery featuring diamonds, including earrings, necklaces, rings, and broaches. Small variants can make a significant difference to the value and require expert perception to detect. Diamonds in antique and collector’s jewellery also requires an understanding of the desirability of the overall piece and how often similar pieces come up at auction houses. As with everything, the less availability there is of a certain brand or era of jewellery, the higher it is likely to fetch when pawning or selling it. Precious metals and gemstones in fine jewellery will also determine its loan value as outlined below:

  • Platinum is one of the rarer elements and only comes in one recognised chemical composition, making it the most valuable of all precious metals.
  • Gold is determined in value by the amount of gold in the actual metal, which can range from a low 9ct to as high as 24ct. The higher the carat, the more the gold jewellery is worth for pawning purposes.
  • Types of precious stones in fine jewellery: diamonds, rubies, sapphires, and emeralds are considered the 4 most desirable of precious stones, hence valuable lending can be achieved against it.


There are many contributing factors that help us establish the value of precious gemstones jewellery before releasing a loan offer. We combine our extensive industry experience with certificates of authenticity to determine the value of your jewellery collection at pawn shops. Some gemstone characteristics like weight are tangible; others like clarity, colour or origin can be less straightforward to determine.

Many fine gemstones, especially diamonds, are now accompanied by a laboratory report listing the colour, cut, clarity and weight. They may also contain information about treatments or origin.

While they may not always be entirely necessary for the loan valuation process, we consider the following laboratory certificates to be of the highest standard when financing your jewellery at our London pawn shop: GIA – Gemological Institute of America; HRD – Diamond High Council; and Gem Lab – Gubelin.

Certain jewellery gemstones, such as ruby, sapphire, or rare natural gems, can attract a premium loan value in the market if they can be traced to a particular country. In lieu of an independent grading report, the seller may offer certain guarantees.

Our fine jewellery appraisers are always on hand in-store to advise you on the valuation and pawning process of your jewellery, diamond and precious stone collection. Get in touch to arrange an appointment, or come and find us in Mayfair, London.

With over 30 years of experience operating as a luxury pawn shop in the heart of Mayfair, Central London we have worked with a myriad of clients, and lend capital  against a number of incredibly fine pieces of jewellery. The reason we have thrived for so many years in such a competitive market is by offering an incredibly personal customer experience, and fair market valuations to each piece of jewellery that we were asked to loan against.


Financing your Diamond Jewellery vs. Selling it


Pawnshop in London

Obtaining a loan from New Bond Street Pawnbrokers offers a confidential way to use your jewellery as collateral. Additionally, you no longer have the dilemma and negative associations attached to selling something of great, sentimental value. Jewellery retail value and the amount that will be offered by a pawnshop that needs to resell the item as quickly as possible is typically far less than the actual worth of the jewellery.

Differences that may impact the value will often not be taken into account, as the buyer is selling to a much wider market and may not be willing to greatly differentiate the value of one item of jewellery, over the other pieces already on sale. Certain items may be easier to sell, such as jewellery containing diamonds, necklaces, and bracelets, as they do not need to be a specific size to be wearable.

However, their true value, in particular when it comes to rarity, may not be realised when you choose to sell your jewellery as the value may be determined by the precious metal or gemstones the piece contains. This often results in a much lower appraisal than would be given, when using the jewellery as collateral for a loan at a reputable pawnbroker like the multi-award-winning New Bond Street Pawnbrokers.

How to get started with pawning your diamond

ring, necklace, earrings & bracelets

Pawning your jewellery may seem daunting, but it needn’t be. New Bond Street Pawnbrokers is a highly reputable, multi-award-winning pawnbroker offering free valuations against any type of fine  jewellery, without any pressure to proceed with financing it. You will be provided with a Pre-contract Credit Information form to look at, which will outline timescales and interest rates.

You have a 14-day cooling-off period; giving you the option to just pay the interest for the period of the credit and cancel the contract if you decide you no longer want to proceed. This is why borrowing capital against jewellery is the perfect solution, when a quick injection of cash is required for an important event, or new venture or investment.

Diamond Jewellery has always been a safe investment and loans option; precious metals and gemstones continue to increase in worth, year on year and repeatedly outperform the stock markets. There are fluctuations in the value of antique and collector’s items which, as with any investible item, depends on supply and demand. What is considered collectable can alter over time. This is where jewellery stands on its own, with the base value of gemstones and precious metals is consistently increasing.

Prior to obtaining a valuation, you may want to browse London based auction houses catalogues, to have a more general understanding of current market sale value, bearing in mind that even the same manufacturer will have a wide range of values depending on the collector’s market and the metal and gemstones they contain.

At New Bond Street Pawnbrokers, we have over 60 years of experience between us in appraising and lending against fine jewellery at our Mayfair, Central London pawn shop, including collector’s items such as art nouveau pieces by Van Cleef & Arpels to modern Cartier, vintage and antique jewellery, and gemstones like diamond, ruby, sapphire, emerald, and tanzanite. We understand that you will want to give this careful consideration and our staff are on hand to answer any questions you may have, to make the process as simple and stress-free as possible.

We offer a free loan valuation on any fine jewellery piece you are interested in pawning, and our doors are always open to new visitors. Appointments can be made, but are not 100% necessary; we’re always happy to take walk-ins. If you are looking to borrow funds against any fine jewellery and would like a quick and trustworthy valuation of your diamond ring, necklace, bracelet or earrings, then come and visit us today at our shop in Mayfair, Central London.

New Bond Street Pawnbrokers also provide a home appraisal service for highly valuable jewellery, so you don’t need to worry about safely transporting the high-value jewellery pieces you are considering to pawn.

Once you have agreed to the valuation for your jewellery, whether diamond earringsdiamond necklacesdiamond rings and other, you can then enter into a contract ranging from minimum 2 months, up to a maximum of 7 months. Your jewellery is securely stored by New Bond Street Pawnbrokers, and you continue to be the rightful owner, right up until the point the financing contract expires.


Brands of diamond Jewellery we lend against

Most expensive Graff jewelry & Diamonds

Diamonds vary in quality and value, and we consider jewellery of every style containing diamonds. High-end brands are valued based on current London auction prices and each piece is considered against specific criteria as outlined below:


Diamond jewellery created by Graff jewellers features distinctive pieces which beautifully integrate modern design with traditional craftsmanship. Knowing how sought after Graff diamond jewellery is and the high likelihood you will never be able to replace an item, you may be, understandably, reluctant to sell your Graff jewellery.

Using your Graff jewellery as collateral to secure a loan, however, offers a real alternative to selling and losing your precious pieces forever. One of the aspects that sets Graff diamond jewellery apart and makes it appealing to a wider market is the ethical methods used to source their clear and rare coloured diamonds. Their diamonds are sourced from mines that adhere to strict regulations, to ensure safety is a high priority and the workers are treated fairly.

When you bring your Graff jewellery to our award-winning pawn shop, you can be certain that financing is based on expert knowledge of the brand. Once authenticity has been confirmed, each individual piece of jewellery is inspected by one of our resident experts, in order to assess the colour, clarity, carat and cut of the diamonds.

A Graff Fancy Yellow Diamond Ring sold by Fellow Auctioneers went for a record-breaking £1,307.600 making it perhaps one of the most expensive yellow diamond rings ever sold. With our understanding of the most recent developments in the rising values of Graff diamonds sold around the world, why not trust our award winning pawnbroking team with a free appraisal, auction-based valuation you know you can rely on.

Van Cleef & Arpels 

The Van Cleef & Arpels Parisian jewellery house sells jewellery to specialist jewellers in many European cities including London, Rome and of course Paris. Their pieces are also highly sought after in the Middle East, by both individual buyers, boutiques, pawn shops and vast numbers of Arabian royalty.

Renowned for the high clarity and superbly cut diamonds in intricate settings, Van Cleef & Arpels diamond jewellery is famous for designs inspired by nature and often used as collateral for loans at our pawn shops in Mayfair, Central London. Celebrated jewellery collections such as the Alhambra®, Perlée™ or Frivole® are created from a myriad of exquisite small, sparkling diamonds, using its patented ‘Mystery Set’ method. Highly sought after, a Mystery Set Deux Fleurs clip brooch, by Van Cleef & Arpels, with ruby, emerald and diamond was sold by Christie’s in London. This rare brooch reached an astounding price of £235,250 on 29 November 2011.

To receive a free, fair appraisal of your Van Cleef & Arpels diamond-set jewellery, visit New Bond Street Pawnbrokers at our London Mayfair store.


Haute couture Bulgari diamond jewellery exudes sophistication and luxury. Famously purchased by Elizabeth Taylor, Rihanna and Princess Marie José of Belgium, Bulgari diamond jewellery is always in demand at pawn shops and auction houses. To this end, you may be reluctant to part with your much-loved jewellery and choosing to borrow against it offers you another way to release capital.

Harry Winston

Harry Winston Diamond Jewellery is renowned for the rare nature of the individual stones, including the historic Hope Diamond which was gifted to the Smithsonian Institution in 1958. At New Bond Street Pawnbrokers, our resident team will provide you with an appraisal that takes into account the affinity of the brand to the global diamond industry. Our collateral lending service on Harry Winston Jewellery is discreet, and we aim to provide you with an injection of cash within 24 hours.


Known as the most romantic jewellery in the world, Tiffany is an iconic brand loved by celebrities and the brand is always in demand at our pawnshop in Central London. Our experts understand what makes this jewellery so popular and will always offer a fair and authentic appraisal based on current market value and using indicators from auction sales, regarding the desirability of specific items.

In addition, much older Tiffany jewellery is not as easy to identify and an expert with specialist knowledge of how Tiffany markings have changed over time is essential to authenticate genuine Tiffany pieces. Known for its classical yet modern designs, Tiffany was the first company within the USA that used 92% pure silver, based on the British silver standard.

Forever innovative, they have even created a metal alloy, Rubedo, that is exclusive to the brand. Tiffany rose in popularity when a yellow diamond of 287 carats was worn by Audrey Hepburn and became known as the ‘Tiffany Diamond’. Still making headlines, Lady Gaga wore a bespoke necklace, the Tiffany Aurora, to the Golden Globes. Maybe most renowned for their engagement rings and pieces that represent special occasions, it is understandable that selling a piece of Tiffany jewellery is often an emotional decision and one you may regret.

This is where New Bond Street Pawnbrokers can step in. You can discreetly and easily have your Tiffany jewellery appraised and release the equity, in the form of a loan, without having to face the dilemma of parting with your loved pieces forever or missing out on a significant appreciation of value over time.


Cartier was founded in Paris in 1847 by Louis-Francois Cartier and referred to as the ‘jeweller of kings and the king of jewellers’ by King Edward VII of England. Famous collectors include Barbara Hutton and the Duchess of Windsor. Rarer and more highly valued are pieces of vintage Cartier jewellery, and provenance is an essential part of any appraisal by our pawnbroking team. In the early 20th century, Cartier designed jewellery became internationally renowned and visionary designers took inspiration from Indian jewels, creating some of the most iconic pieces of the century. Using your Cartier jewellery to secure a loan, provides a quick, discreet way to generate the cash needed in the short term, for unexpected circumstances or maybe to help fund a special occasion, such as a wedding?

Why you shouldn't look for the best place to pawn jewellery near me

Diamonds jewellery value is subjective and pawnshop interest rates and valuation will be impacted by poor location and available customers. The value of your jewellery is often reliant on the comparative jewellery prices in other pawn stores. This could mean you will get offered significantly less than the true value. Appraisals may also be dependent on the known clientele and the amount that they are willing to spend. The annual interest rate and the APR available for pawning your jewellery will differ dependent on the pawnbroker and how much they consider the loan to be a risk. New Bond Street Pawnbrokers' experts are all GIA trained and able to provide unprejudiced, precise loan appraisals based on the current market sale value of your diamond jewellery. Our expert knowledge of collectors and London based auctions allows us to ensure the full potential financing value is always offered against your jewellery. David Sonnenthal, founder and director, established New Bond Street Pawnbrokers in 1999. Since then, the store was recognised with over 50 awards and nominations, including five awards from the National Pawnbroking Association. David is also known for his role as a resident dealer on Channel 4’s Four Rooms TV series, and he is highly respected by a growing base of exclusive, international clientele. Loans on diamond jewellery and high-end pieces are flexible. In a nutshell, we highly recommend you perform a comprehensive research of the most trusted pawn shops for diamond jewellery, beyond considering the convenience of near me locations.

Can you sell your jewellery at a pawn store?

Pawnshops regularly buy jewellery for approximately 40-60% of its value. This is the highest that they can normally offer, to be able to make a profit when they resell the items. All fine jewellery can be sold, with the criteria normally being that the jewellery is made from platinum or gold. Diamond and precious gemstone set earrings, necklaces, bracelets, brooches, rings and trinkets of all kinds are also readily bought by pawnbrokers. Obtaining the best price for your jewellery in the form of cash is unlikely if you want to sell it. This applies, in particular, with fine brands such as Graff, Van Cleef & Arpels, Bulgari, Harry Winston, Tiffany and Cartier, to name just a few. An appreciation and understanding of specific pieces and current market value mean similar pieces may be worth significantly different amounts. Without expert knowledge of these brands, you may find yourself selling your jewellery piece for far less than its actual value. The alternative option is to pawn your jewellery for a loan. It is advisable to bring in any supporting documentation you may have, though this alone will not always guarantee a fair or accurate appraisal. With values and recent sale prices in auctions regularly evaluated, you can be reassured our knowledgeable team appreciates the changing values of fine brands and will competently determine the correct age and value of your piece. With specialist knowledge and over 60 years of experience, you can be sure of releasing the maximum capital from your jewellery. With strong sentiments often attached to pieces of jewellery, it is natural to be unwilling to sell your jewellery.

Can you pawn broken jewellery?

Any gold, platinum or diamond jewellery, regardless of its condition, can be sold for the weight of its precious metal and gemstones. Naturally, jewellery that is broken will normally be worth less and any otherwise enhanced value that may be associated with high-end brands greatly depreciated. To find out the worth of gold or platinum broken jewellery at pawn shops, you can research the price per gram and weigh it. However, valuing diamonds and precious stones requires an expert gemmologist, to be sure of a fair valuation. That broken diamond earring may just contain a rare and highly priced diamond that could be worth more than you realise. To discover the value of your broken jewellery you can bring it into New Bond Street Pawnbrokers, knowing that our gemmologists are highly experienced of identifying valuable stones, regardless of the setting

Can you pawn stolen jewellery?

Pawnbrokers require a Consumer Credit license from the Financial Conduct Authority (FCA) and must abide by the FCA rules and the Consumer Credit Act 1974 and subsequent updates. Unlike years ago, any reputable pawn shop will work closely with the police and have information about stolen jewellery that has not been found. Pawn stores regulated by the Financial Conduct Authority can be charged with receiving stolen merchandise and will immediately report anything suspicious to the Police. At New Bond Street Pawnbrokers, we will always ensure we are complying with FCA regulations and our legal responsibilities to report any suspicious jewellery immediately to the police.

Can you pawn found jewellery?

You may assume that if you have found jewellery and do not know who it belongs to you can assume ownership. However, finders keepers does not apply in the eyes of the law. Under the Theft Act 1968, a person is guilty of theft if they dishonestly appropriate property, including cash, belonging to another. Lost property will continue to belong to another until it is confirmed the owner no longer wants the items. Found jewellery, therefore, cannot be financed, and will be treated in the same way as stolen jewellery, as there is no way to know who the true owner is and it is highly unlikely jewellery will have been abandoned on purpose

Can you pawn engraved jewellery?

Engraving jewellery will normally reduce the lending value against it. This does, however, depend on the engraving, as certain engravings will confirm provenance and make a piece even more highly sought after when borrowing funds against it. This is normally the case if a famous person is mentioned in the engraving or the piece was gifted to royalty or given during an important historical time. To find out if your engraved jewellery could be of value at pawn shops, you need to find a store that has a thorough knowledge of the types of engravings that are sought after. At New Bond Street Pawnbrokers, we will be able to advise how an engraving has impacted financing value and, of course, if you have an engraved piece that is unique and desirable, how the engraving can positively influence the credit value. You can be reassured that you will be offered an authentic appraisal, based on current auction prices, and the value of any gemstones and the precious metal will also be carefully evaluated, to ensure you receive the maximum amount of credit possible from your engraved jewellery.

Can you pawn fake jewellery?

Fake jewellery will rarely be of any true value and therefore is very difficult to pawn. If the jewellery is a copy of a brand, then it would be illegal to resell it. On occasion, costume jewellery by renowned designers can be lent against. If you are unsure if your costume jewellery may be worth financing, you can bring it in for an appraisal and our experts will advise if it is part of a designer collection that is sought after and has value.

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Patek Philippe


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