Pawn Your Diamonds

Loans Against Diamonds

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020 7493 0385

Thinking of taking a loan on Your Diamonds?

We are often being asked by our customers “Can I pawn my diamonds?”, and the answer is of course, yes. At New Bond Street Pawnbrokers we have decades of experience valuing diamonds in-house, at our  multi award-winning pawn shop in Central London, so when you enquire about financing your diamonds, you can ensure you are getting an accurate valuation every single time. As with any reputable diamond expert providing loans on diamonds, we value a diamond by using the four C’s: colour, clarity, cut, and carat.

David Sonnenthal, resident expert appraiser for the beloved Channel 4 “Four Rooms” TV show leads our team of in-house fine jewellery and diamonds experts. Our GIA qualified experts assess each of these four factors and consider how each of them fit together to ascertain the value of your diamond before lending against it.

Once your diamonds have been valued, and we agreed on the terms of your loan, you will be presented with a seven-month pawn contract regulated by FCA. You will receive 100% of the agreed loan price of your diamonds, with no credit checks during the pawn process. All our work is private and confidential. You will achieve the maximum amount of credit against your diamonds, and won’t have to pay anything up to the full term of the contract. Finally, you can pay your loan at any time, including the interest, at which point we will promptly release your diamonds back to you.

Loans Against Diamonds

Appraisal of your Diamonds

We cannot give you an exact answer for your diamond unless you come in for an appraisal and valuation, but we can give you some idea. Sometimes the diamond someone wants to pawn is worth a lot more than they need or want to borrow. This is why it’s so important to first  get a proper valuation on your diamond – at our multi-award -winning pawnshop in Mayfair, Central London we have been appraising and lending on diamond for over 30 years, so rest assured you are in good hands.

While you can rest assured your diamond should fetch a significant amount, its value depends on a number of factors, from the type of diamond you own, to its score in the four Cs test. The four Cs assessment is the method all our GIA-qualified experts use when looking at clients’ diamonds.

Diamond characteristics for investment purposes


  • The first C stands for colour. Diamonds may look colourless but actually they are shades of yellow or white. If a diamond is completely colourless it is rated D, and this means it’s extremely rare and will be more expensive.
  • The clarity of a diamond can be impacted by impurities which form within the gem, meaning light can’t pass through as easily and therefore the diamond looks duller. The lower clarity a diamond has the less it will be worth at pawn shops, though remember that diamonds are assessed according to several factors.
  • The cut of a diamond is the third C and, once again, determines the borrowing level against your diamond’s value. If they are cut perfectly, they will be worth more to pawnbrokers.
  • Finally, a diamond’s carat refers to how much it weighs, and a metric carat is defined as 200 milligrams. Each carat is divided into 100 points, allowing for very precise measurements to the nearest hundredth. Our experts have the knowledge to tell you what carat your diamond is.

Overall, a diamond’s worth can vary hugely. Some of the rarer types of diamonds, like the coloured and pink diamond, could be hundreds of thousands or even millions at auction houses and pawn shops. For example, the most expensive diamond ever sold to date is the Pink Star, which sold at auction for a whopping $71.2 million – assume you can finance it at 70% of this value at pawn shops, and suddenly you can release a loan while also keeping possession of your diamond .

How to get started with borrowing funds on diamonds

Start the process of applying for a loan on your diamonds by getting in touch and telling us about your diamond, either by filling out an enquiry form online or by calling one of our experts on 02074930385. At this stage we can only give you a loan estimate based on the initial information we have about your diamond (s).

The next stage you will go through with is the appraisal. We recommend you make an appointment at our Mayfair shop, although you can walk straight into the store for an immediate appraisal if that suits you better. Booking your appointment just ensures we have the right specialist available for you on the day. New Bond Street Pawnbrokers also runs a home appraisal service, which you may consider if you want more privacy when our experts carry out the valuation of your diamonds. Our specialists are happy to visit you at home or another requested location. After our pawnbroker values your diamond according to the four Cs – colour, clarity, cut and carat – they can then agree on a borrowing price with you. We take pride in working with our clients every step of the way, ensuring you understand the process, contract terms and everything you’re getting from it.

Next you will be asked to sign the contract, which will details all T&Cs relevant to the loan against your diamonds. Once you’ve done so, you will receive the funds immediately. You will repay your loan plus interest accrued according to your contract terms, and once you have repaid everything, you can retrieve your diamond.

You have a range of repayment options:

  • If you want to repay your loan and interest in full at an earlier date, you can do so.
  • We also give you the option of extending or renewing your contract once everything owed in the original term has been paid off. As the top award winning pawnbrokers for diamonds, New Bond Street Pawnbrokers will keep your asset as security – don’t worry, we completely understand we are often dealing with one of your most valued and treasured possessions, so keeping your diamond safe during the duration of the loan is our top priority. We package your diamond up with the utmost care to ensure it remains in its original condition before storing it away safely so that when we return it to you, it’s like it never left your possession.
  • Appointments can be made, but are not 100% necessary; we’re always happy to take walk-ins. If you are looking to pawn your diamonds and would like a quick and trustworthy loan valuation, then come and visit us today.


What type of diamonds can you pawn?


In the last five years, New Bond Street Pawnbrokers have supplied over £25 million in asset loans across all luxury goods we work with, including diamonds. We lend against a range of diamonds and try to help as many clients as we can, as follows.

High-end pawn stor for diamonds, jewellery, fine watches, wine, classic cars and more



The worth of your 2 carat diamond at pawn shops will likely fall somewhere in the range of $8,000 to $50,000. This is a large range because the higher end of the scale will be reserved for diamonds that are cut perfectly and flawless in clarity, as well as potentially being a rare colour.



Baguette cut diamonds are valuable and popular, often being used in jewellery, so they’re a great asset to borrow funds against. The bold, rectangular outline encasing terrace-like cuts and facets creates an incredible effect. So, what is the financing amount you can get on your baguette cut diamonds?

We’ll be able to give you an accurate valuation on your diamond at our New Bond Street pawn store, but overall, we always find that baguette diamonds do raise sizeable credit . For example, in 2018 a ring with a rare 10.68-carat lozenge-shaped Columbian Classic emerald and a baguette-cut diamond sold for $1.2 million at Sotheby’s – calculate 70% of this price, and you will quickly get an initial understanding of the sum you would raise by pawning your baguette diamond.



Blue diamonds are rare, expensive and in high demand due to their natural colour, so deciding to pawn blue diamonds can be a great idea if you try to avoid losing ownership of it. They are formed when there is boron particles and the particles are trapped in the diamond’s lattice form. Boron as an element absorbs yellow light naturally, therefore making the diamond reflect a blue colour. It’s difficult to tell the worth of a blue diamond without expert valuation, although darker blue diamonds often fetch more at auction. The Blue Moon of Josephine, for instance, sold at auction in 2015 for £37,396,080.



This is a fascinating cut which is square but has round corners, and it faces upwards so it looks a bit like a bigger diamond from above. In one particularly crazy story, someone bought a cushion cut diamond at a London junk sale for just £10 as it was thought to be a piece of costume jewellery. They later sold it for £657,000 at Sotheby’s. Loans on cushion cut diamonds vary like all other. Contact New Bond Street Pawnbrokers today for a free valuation of your cushion diamond.



Only about 3% of diamonds in the whole world are Emerald cut. They’re a unique type, admired for their vintage look and cut that makes them sparkle differently to the round cut variety. Contact our diamond jewellery pawnbrokers for a fair, accurate valuation of your emerald cut diamonds, based on prices at auction.



Like the emerald cut, fancy colour diamonds are rarer than your more common round cut and lending against it is likely to be high, even if it’s a low carat. The most expensive fancy colour diamond sold to date was the pink star, which went for $71.2 million in 2017.



Pawn marquise cut diamonds as they have a luxurious appeal so should fetch plenty. It’s a smooth, curved cut with pointed ends and its 58 facets give this diamond an exceptional finish. In history, marquise diamonds have been used in fine jewellery, and fetched considerable funds when sold on. For example, the Anonymous Diamond Necklace contained a line of 24-carat marquise diamonds and sold at auction for £352,188 in 2011.



In the early days of gem cutting, diamonds were shaped differently and reflected little to no light. It meant they appeared black, in the past being valued for their hardness and drawing the eye into their depths over anything else. This means the three types of old cut diamonds – Old Mine Cut, Old European Cut and the Rose Cut are all quite different from many other diamonds. Find out more on our financing service on old cut diamonds.



As they are highly valuable, sometimes oval cut diamonds can often access loans that are far larger than clients are wanting or needing to borrow. Back in 2013, an oval cut diamond, which was colourless, sold for a tremendous $30.6 million in Hong Kong – if, instead of selling it, the owner would have pawned this oval cut diamond, he/she would have accessed about 70% of its value, without parting ways with the asset.



We understand that pear cut diamonds can mean so much more than just their monetary value. An exquisite combination of round and marquise cut diamond with between 58 and 72 facets, they are gracefully beautiful. Pawnbrokers for pear cut diamonds include New Bond Street Pawnbrokers – we are one of the most awarded collateral lenders in the world, and would love to have the chance of valuing and financing your pear diamond.



Diamonds with a pink or red colour to them are some of the most in-demand gemstones in the world, meaning you will release significant capital by either selling it, or by pawning it. Only 0.1% of diamonds mined each year tend to be pink ones, so their extreme rarity also adds to their value. Pink diamonds are also mysterious. There’s a scientific explanation for most other coloured diamonds, but since pink ones don’t contain any impurities, scientists have struggled to understand what gives them their colouring. One potential explanation is they have a molecular difference.



If you want to pawn princess cut diamonds at our London pawn store, then you will very likely access a high level of borrowing, as this cut of diamond is the second most popular after round cut. Princess cut diamonds were first created recently, during the 1960s, and have four corners rather than rounded edges.



At New Bond Street Pawnbrokers, we prefer GIA-certified diamonds as a way of securing a loan. A GIA-certified diamond is a diamond that has been graded by the Gemological Institute of America (GIA), which has a London base in Bloomsbury.


Handling your Diamonds

Discretion and sensitivity is the core of everything that we do, and this applies for any of our loans against diamonds , diamond rings, and expensive jewellery . Our award-winning pawn shop experts always ensure that every part of the transaction is handled promptly, securely, and with optimum attention paid to the care of your diamonds. We have pawn shop premises that are designed to store your diamonds safely and securely throughout the duration of your contract. Your diamonds will always be kept in the same condition as they were when you left them with us, no exceptions.

To learn more about our loans on diamonds and pawning your diamonds jewellery, you can visit our diamonds or fine jewellery dedicated webpages.

Visit New Bond Street Pawnbrokers, London’s leading collateral lenders. Right in the heart of Mayfair, the home of finery and luxury in the capital, you will find our shop on a pretty road off New Bond Street. We are a multi award winning pawnbroker for fine assets like diamonds.

Our pawnshop for diamonds jewellery is situated at Number 5 Blenheim Street, Mayfair with the postcode W1S 1LD, very close to both Bond Street and Oxford Circus Tube stations, meaning you can access it via the Jubilee, Central, Bakerloo and Victoria lines. It’s not too far from Green Park on the Piccadilly Line either.

To get started, you can also fill out the contact form on this page or call us on 020 7493 0385

*We are authorised and regulated by the Financial Conduct Authority


Authorised and Regulated by the Financial Conduct Authority

London's leading lender on Rolex &

Patek Philippe


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