Ferrari is one of the strongest automotive names you can use as collateral when you need to pawn a car or arrange a short‑term loan at a luxury pawn shop. Founded in 1939 by Enzo Ferrari and famous for its Formula 1 success, the marque has become shorthand for Italian speed, craftsmanship and exclusivity. That reputation, plus deep global demand for key models, is exactly what makes it attractive for classic car loans, Ferrari pawn loans and specialist collateral lending.
When you pawn your Ferrari with a luxury pawnbroker, the loan is secured against the car’s value rather than your credit profile. This allows you to unlock capital quickly while the Ferrari is held as collateral in secure storage, with the option to redeem it upon repayment. Below are ten Ferrari models that typically work well for pawning, loans on classic Ferraris and high‑end collateral lending.
Ferrari 458 Italia
Launched in 2009 as the successor to the F430, the Ferrari 458 Italia marked a big step forward in Maranello’s mid‑engined V8 line. It introduced direct injection, a dual‑clutch gearbox and far more advanced aerodynamics, wrapped in Pininfarina styling that quickly gained a reputation as one of Ferrari’s best‑driving modern cars. A 4.5‑litre naturally aspirated V8 revving to 9,000 rpm and producing around 570 hp delivers the drama buyers expect, but with surprising usability.
That mix of reliability, production volume and desirability has made the 458 a blue‑chip modern classic and one of the best Ferrari models to own. In the UK secondary market, coupé examples often range from about the low‑six‑figure level for higher‑mileage cars to around the £200,000 mark for low‑mileage examples. Those values support strong Ferrari pawn loans if you choose to take out a loan against your 458 Italia at a specialist luxury pawnbroker.
Ferrari 488 GTB
Introduced in 2015, the Ferrari 488 GTB replaced the 458 Italia and marked Ferrari’s move into turbocharging for its core mid‑engined V8 supercar. It uses a 3.9‑litre twin‑turbo V8 producing roughly 660 hp, giving 0–62 mph in about 3.0 seconds and a top speed around 205 mph, with careful calibration to preserve a linear, naturally‑aspirated‑style power delivery. Sophisticated traction, suspension and aero systems make its performance unusually exploitable on real roads.
On the UK secondary market, standard 488 GTB coupés typically trade from roughly the low‑six‑figure region up to the high‑six‑figure band depending on mileage, specification and history. That makes the 488 GTB a very strong candidate if you want to pawn your Ferrari for a substantial loan: luxury pawn shops can structure Ferrari‑backed loans based on these market values while your car is stored securely as collateral.
Ferrari F8 Tributo
Launched in 2019, the Ferrari F8 Tributo is effectively the ultimate evolution of Ferrari’s mid‑engined V8 line, celebrating the bloodline with the most powerful V8 the company had offered in a series production car at that point. It uses a 3.9‑litre twin‑turbo V8 derived from the 488 Pista’s engine, with output in the 710–720 hp region, 0–62 mph in about 2.9 seconds and a top speed of roughly 211 mph.
The F8 blends extreme performance with a surprisingly usable, refined package. It retains the purity of earlier Berlinettas but adds advanced aerodynamics, electronic driver aids and styling cues that nod to icons like the F40. In the UK, F8 Tributo coupés generally sit above the 488 GTB, often in a mid‑ to upper‑six‑figure band depending on age and mileage. As a result, pawning an F8 Tributo at a luxury pawnbroker can unlock very high‑value Ferrari loans while the car is held as premium collateral.
Ferrari California
Launched in 2008, the Ferrari California marked a shift for the brand. It was Ferrari’s first front‑engined V8, first retractable hard‑top convertible and first dual‑clutch road car, aimed at a more relaxed grand‑touring audience. With 2+2 seating and a more compliant ride, it offered everyday usability, yet still delivered a 4.3‑litre naturally aspirated V8 with roughly 450–480 hp, depending on version.
California is one of Ferrari’s highest‑production models, but its role as a “gateway” Ferrari with genuine daily‑driver capability keeps demand strong. In the UK, used Californias often range from around the mid‑five‑figure bracket for earlier, higher‑mileage cars up to the low‑six‑figure range for late, low‑mileage or especially desirable examples. That makes it one of the most straightforward Ferrari models to pawn if you want a loan against your Ferrari that is useful but not in the hypercar bracket.
Ferrari Portofino
The Ferrari Portofino, unveiled in 2017, replaced the California T as Ferrari’s “everyday” GT and refined the front‑engined 2+2 formula. It uses a 3.9‑litre twin‑turbo V8 producing close to 600 hp, driving the rear wheels through a 7‑speed dual‑clutch gearbox and delivering 0–62 mph in about 3.5 seconds with a top speed near 200 mph. A folding hard‑top roof allows it to serve as both a coupé and an open‑top cruiser.
Improved ride comfort, a more modern interior and usable rear seats broadened the Portofino’s appeal without losing the Ferrari feel. On the UK secondary market, Portofino values typically sit from the low‑six‑figure band up to the mid‑six‑figure range, depending on age, mileage and spec. For owners, pawning a Ferrari Portofino at a luxury pawn shop can unlock a substantial loan, backed by a desirable, relatively liquid GT model as collateral.
Ferrari FF
The Ferrari FF, launched in 2011, was a major departure for the marque: a four‑seat “shooting brake” and Ferrari’s first production all‑wheel‑drive model. The name stands for “Ferrari Four” – four seats and four‑wheel drive – and the car was created as a flagship grand tourer to replace the 612 Scaglietti. Under the long bonnet sits a 6.3‑litre naturally aspirated V12 producing around 650 hp, giving 0–62 mph in about 3.7 seconds and a top speedof around 208 mph.
What makes the FF attractive as pawn collateral is its mix of year‑round usability, thanks to AWD and a practical tailgate, with full Ferrari V12 theatre and relative rarity. Only a few thousand were built, and UK FFs typically range from about the mid‑five‑figure band for earlier, higher‑mileage examples up to well into the six‑figure region for later, low‑mileage cars. If you pawn your Ferrari FF with a specialist Ferrari pawnbroker, you can unlock a significant Ferrari loan while the car is stored and insured.
Ferrari Testarossa
Launched in 1984, the Ferrari Testarossa replaced the 512 BBi as Ferrari’s flagship mid‑engined 12‑cylinder supercar and became a defining icon of the 1980s. Its name (“red head”) refers to the red‑painted cam covers on its 4.9‑litre flat‑12 engine, which produced close to 390 bhp and delivered 0–60 mph in the mid‑5‑second range with a top speed around 180 mph. The wide rear track, signature side strakes and wedge shape, plus starring roles in TV and games, turned it into a pop‑culture poster car.
Today, UK‑market Testarossas generally trade from a solid six‑figure base for usable examples, rising for low‑mileage, well‑documented cars in top condition. That combination of recognisability and collector appeal makes the Testarossa one of the strongest classic Ferrari models to pawn. Luxury pawn shops can provide classic Ferrari loans using the Testarossa as collateral, often at competitive loan‑to‑value ratios given its desirability.
Ferrari F355
The Ferrari F355, launched in the mid‑1990s, is widely credited with putting Ferrari firmly back at the top of the supercar league. It evolved the 348 with a 3.5‑litre naturally aspirated V8 using five valves per cylinder, making roughly 375–380 hp at over 8,000 rpm. In Berlinetta form, it delivered 0–60 mph in the mid‑4‑second range and a top speed of about 183 mph, with Spider and GTS variants adding open‑roof options.
What gives the F355 particular appeal for collateral lending today is its compact size, high‑revving engine and the availability of an open‑gate manual gearbox, which has become especially coveted. On the UK secondary market, good F355s typically span from the lower six‑figure region upwards, with low‑mileage manual Berlinetta and Spider examples reaching higher. If you take out a Ferrari pawn loan using an F355 as collateral, you can often access a substantial sum while retaining the option to redeem a highly desirable analogue Ferrari.
Ferrari 308 / 328
The Ferrari 308 GTB/GTS, introduced in 1975, established the template for Ferrari’s mid‑engined V8 line and became one of the brand’s best‑known shapes. Early 3.0‑litre V8 cars made around 240–255 bhp, with later Quattrovalvole versions adding four‑valve heads, and the targa‑topped GTS gained fame as the on‑screen Ferrari in Magnum P.I. In 1985, the updated 328 GTB/GTS arrived with a 3.2‑litre V8 producing about 270 bhp and a top speed of around 160 mph, refining the formula with more torque and reliability.
Today, good 308 and 328 examples in the UK typically span from the mid‑five‑figure to low‑six‑figure range depending on model, condition and history, with the best GTB and GTS cars pushing higher. Their classic looks, relatively straightforward engineering and active enthusiast market make these models particularly straightforward to use for Ferrari pawn loans. Pawning your Ferrari 308 or 328 at a classic‑aware luxury pawn shop can unlock useful capital while the car sits as collateral in secure storage.
Ferrari 400i / 412i
The Ferrari 400i and 412i occupy the more discreet, grand‑touring end of the Ferrari spectrum. Built from the late 1970s to 1989, they evolved from the 365 GT4 2+2 as front‑engined 2+2 coupés with understated Pininfarina styling. The 400i introduced Bosch fuel injection to a 4.8‑litre V12 producing around 310 bhp and offered an optional automatic gearbox, while the later 4.9‑litre 412/412i increased power and added refinements such as ABS and small styling tweaks.
For years, these cars were under‑appreciated, but their combination of four‑seat usability, classic V12 character and relative rarity has driven renewed interest. In the UK, 400i values typically span from the mid‑five‑figure bracket upwards, with 412i examples generally higher, reaching into low six figures for the best, low‑mileage cars. That pricing makes them appealing for Ferrari pawn loans if you want to borrow against a more subtle, old‑money Ferrari while keeping it in your collection.
Choosing a Luxury Pawnbroker for Your Ferrari
Using your Ferrari as collateral can be an effective way to access capital without selling a prized car. The key is to work with an experienced luxury pawnbroker or specialist lender who understands Ferrari values, classic car loans and the nuances of models like the 458, 308 or 400i.
Lenders like New Bond Street Pawnbrokers provide transparent valuations, secure insured storage and tailored pawn loans against your Ferrari, relying on the strength of the car as collateral rather than credit checks.
