Breguet is, without doubt, one of the most illustrious names in horology. Established in 1775, the Swiss powerhouse is steeped in history and is treasured for technical innovations such as the tourbillon and self-winding mechanisms.
The brand’s timeless designs, signature guilloché dials, and hand-finished details mean its watches are highly collectable and eminently pawnable. Unlike some other luxury brands, Breguet pieces offer a compelling balance of heritage, craftsmanship, and resale value, with entry-level and complicated models alike retaining appeal among connoisseurs and investors.
In today’s secondary market, Breguet’s range stretches from the accessible and frequently traded Type XXI pilots and Marine chronometers to rare tourbillon grand complications and obscure collector archetypes. Not only do these timepieces reliably bring four- to six-figure sums, but their collector following and ongoing demand allow brokers to offer competitive terms, enabling both instant liquidity and enduring value when you pawn a Breguet watch.
Let’s take a look at some of the models that pawnbrokers love to see when you want to raise collateral from a Breguet watch.
1. Breguet Type XXI Ref. 3810ST
The Breguet Type XXI Ref. 3810ST is one of the most attractive modern pilot’s chronographs to luxury pawnbrokers. It takes the heritage of Breguet’s Type XX military pieces and scales it up into a 42 mm steel, 100 m water‑resistant case with a distinctive fluted caseband and bidirectional bezel. This design decision gives it both wrist presence and everyday usability.
The star of the show is the flyback chronograph: a complication rooted in real aviation timing needs, which serious enthusiasts still actively seek out today. On the UK secondary market, clean examples with box and papers typically sit in the mid-four-figure to low five‑figure range in GBP, depending on condition and completeness, making it ideal collateral. In other words, pawning a Breget Type XXI is highly liquid but not so expensive that the buyer pool is thin.
Collectors also love the ruthenium dial that shifts from grey to brown in different light, making this reference instantly recognisable and easy to sell.
2. Breguet Marine Ref. 5517TI/G2/9ZU
The Breguet Marine 5517TI/G2/9ZU is a great example of how Breguet does contemporary luxury sports watchmaking. In titanium, it wears lighter and more casual than the brand’s dressier Classique pieces, but you still get all the Breguet signatures, such as fluted caseband, finely detailed dial, and beautifully finished movement. That blend of everyday practicality and high horology makes it very easy to place with buyers who want something more discreet than the usual “big name” sports models.
As collateral, it hits a sweet spot: secondary market prices typically sit in the mid‑teens in GBP for clean, full‑set examples, with room to go higher for near‑new pieces. It is also a relatively current reference, which helps confidence around servicing and parts.
Interestingly, the modern Marine line draws inspiration from Abraham‑Louis Breguet’s role as official chronometer maker to the French navy, so there’s a genuine historical story behind the styling.
3. Breguet Classique Réf. 5157
The Breguet Classique 5157 is one of the purest expressions of what makes Breguet special, which is exactly why it works so well in a pawn context. It is ultra‑thin, typically in 18k gold, with that instantly recognisable engine‑turned dial, blued Breguet hands and coin‑edge caseband. All these details are the traditional cues serious buyers look for in a “true” Breguet dress watch.
That classic, evergreen styling means demand is steady rather than hype‑driven, which is what you want when you’re lending against a Breguet piece and planning how quickly you can place it.
On the secondary market, the 5157 usually lands in the mid‑to‑high four figures in GBP for clean examples with box and papers, with condition, metal and dial colour nudging the number up or down.
4. Breguet Heritage Chronographe Ref. 5400
The Breguet Heritage Chronographe 5400 is interesting because it bends Breguet’s classical language into a curved, tonneau‑shaped case that wears very differently from the brand’s round Classique pieces. You still get a precious metal, guilloché dial and a high‑grade automatic chronograph movement, so it still feels like a serious Breguet but just with more personality. All that is important when you want to get a loan against your Breguet watch, because while it’s a bit niche, the buyers who want it really want it.
On the secondary market, you’re generally in the mid‑ to high‑four‑figure range in GBP for yellow gold, and into the low five figures for white gold or exceptionally sharp examples. That gives enough headroom for a meaningful loan while staying reasonably liquid. It is also a reference where the condition really tells. Soft, over‑polished case edges hurt value more than usual because the profile is so distinctive, which is something to consider if you want to get a pawn shop Breguet loan.
5. Breguet Type XX Ref. 2057ST
The Breguet Type XX Ref. 2057ST is the modern reboot of Breguet’s iconic pilot’s chronograph. That precise mix of contemporary execution and military‑aviation roots is exactly why a Breguet watch loan can be a sensible way to generate short-term capital. You get a current‑production steel sports chronograph from a true haute horlogerie house, which means strong name recognition and broad appeal beyond hardcore Breguet collectors.
It typically trades on the UK secondary market in the high‑four‑ to low‑five‑figure band in GBP for clean, full‑set examples, making it prime collateral for clients who want to unlock a serious but not stratospheric amount of cash.
The fact that it’s a modern reference helps with buyer confidence in servicing and parts, which in turn supports stronger offers. From a desk‑side point of view, it wears with a more contemporary presence than the older Type XX/XXI, which many younger buyers prefer.
6. Breguet Classique Chronograph
The Breguet Classique Chronograph is fascinating because it combines pure dress‑watch aesthetics with a proper traditional chronograph, often driven by a beautifully finished Lemania‑derived calibre.
To many collectors, it is the insider’s alternative to the usual suspects from Patek or Vacheron, which makes demand deep and serious rather than purely trend‑driven. As collateral, it is almost a textbook piece because of its precious‑metal case, high‑end movement, hand‑worked dial, and one of the most historic names in watchmaking on the signature.
On the UK pre‑owned market, expect low‑ to mid‑five‑figure prices in GBP for good examples with box and papers, with rarer references or special dials pushing higher. That range supports generous loans while keeping the exit strategy realistic. Condition of the dial and sharpness of lugs are key value drivers here in determining the value of your Breguet watch loan.
7. Breguet Classique Tourbillon Ref. 5447
The Breguet Classique Tourbillon Ref. 5447 is interesting because it represents Breguet at full power. That means a hand‑finished tourbillon paired with a perpetual calendar and minute repeater in an opulent, classically styled case.
This is the sort of watch that sits firmly in the serious‑collector tier, so when it does appear, it attracts global attention. As pawn collateral, it is about as blue‑chip as it gets in the Breguet universe because you are dealing with a grand complication from the brand that literally invented the tourbillon.
Secondary market values can comfortably run well into six figures in GBP for good, complete examples, with provenance and condition pushing the needle further. That gives scope for very substantial lending against a special Breguet piece that still has a defined, motivated buyer pool.
8. Breguet Marine Tourbillon Ref. 5887BR
The Breguet Marine Tourbillon 5887 is fascinating because it fuses cutting‑edge complications with a contemporary, maritime‑inspired sports‑luxury aesthetic. You get a tourbillon, a perpetual calendar and a running equation of time in one watch, housed in a bold, sculpted case with a finely detailed dial. That combination of technical firepower and modern presence makes it highly attractive to collectors who want something more distinctive than another integrated‑bracelet sports piece.
As collateral, it sits in the high‑end bracket, and secondary market prices can reach into the mid‑six‑figure range in GBP for rose gold examples in top condition, leaving significant headroom for large loans while still being realistically saleable. It is also a relatively recent flagship, which helps in terms of visibility and desirability.
9. Breguet Reine de Naples 8909
The Breguet Reine de Naples 8909 is interesting because it sits at the crossroads of high jewellery and serious watchmaking, aimed squarely at collectors who want something opulent but historically rooted.
The trademark oval case is inspired by an early bracelet‑watch Breguet created for Caroline Murat, Queen of Naples, which gives the line a genuine aristocratic pedigree rather than just marketing fluff.
As collateral, the 8909 and similar high‑end Reine de Naples references are very attractive because you have a prestigious name, precious metals, diamonds or other gems, and often a mechanically interesting movement behind the jewellery.
On the UK secondary market, expect strong five‑figure and, for highly set or complicated versions, low‑six‑figure prices in GBP, depending on stones, metal and condition. That supports substantial loans, especially with boxes, papers and original sales invoices.
10. Breguet No. 1624 Diver’s Watch
The Breguet No. 1624 diver is compelling precisely because it is so rarely seen, especially outside specialist auctions and hardcore vintage circles. Produced in the early 1960s, it pairs a stainless‑steel case with a Bakelite bezel and a clean, functional dial that feels more “tool watch” than typical Breguet.
As collateral, it is less about mainstream liquidity and more about upside if you know your buyer base. For example, the right collector will pay a serious premium for original, correct examples, particularly with period bracelets or military engravings. Values can run from solid five‑figure sums in GBP upwards, heavily dependent on condition, originality and provenance.
That means the loan‑to‑value needs to be conservative, but the potential exit at auction or via a specialist dealer can be excellent. Although the watch is so obscure that anyone pawning their Breguet watch would likely move heaven and earth to get it back on their wrist.
